'सुदूर पश्चिमको आर्थिक विकासको सहयात्री'

Overdraft Loan

Business houses can enjoy such facilities in order to fulfill the short term financing need or working capital requirement.

Interest Rate: 12.00% to 16.00% per annum

Required Documents:

  • Passport size photographs of Applicant
  • Applicant's Citizenship certificate
  • Photographs and Citizenship certificate of Guarantors
  • Firm registration certificate
  • PAN registration certificate(If any)
  • Article of association and memorandum of association (In case of Company)
  • Balance sheet, Cash flow, P&L a/c, Stock (Audited report & Projected report of Min. 3 yrs) 
  • Minute of BOD (for company)
  • Planning & Proposal ( For New Firm)
  • Land ownership certificate (Lal Purja) with ownership type
  • Blue Print
  • Malpot Receipt
  • Four Boundary Certified(Char Killa)

Fees & Charges:

  • Service Charge - 1.5% to 2.00 %
  • Documentation Charge- Rs. 1500 to Rs. 2000
  • CIC Charge
    • Rs. 250 per inquiry(For No Transaction Report)
    • Rs. 550 per inquiry (For Transaction Report)